Neo banks operate exclusively online, without physical offices, and provide services via websites and apps, setting them apart from traditional banks. Convenience is the top priority for Neo banking products, which enable customers to use financial tools, manage accounts, and transfer money around-the-clock. Neo banks frequently provide minimal or no fees, in contrast to traditional banks that have greater overhead costs. They place a strong emphasis on cutting-edge technology, user-friendly interfaces, and functions like real-time notifications and budgeting tools. Neo banking solutions emphasize quick, safe, and entirely digital transactions, whilst traditional banks provide in-person services.

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